Can you guess how many times a car accident has happened in a year? Tens of thousands may even millions of car accidents happen in a matter of a year. You'll never know what's going to happen to you driving your car. But the best way you can do this is to drive defensively to avoid accidents. However, if you are involved in an accident, here is something you need to know.
Every time you get out of the house and drive
your car. Your car insurance ID or ID card is mandatory for you to carry, much
better complete with your agent's name and contact number.
At the crash site, call the police as soon
as possible! If you have trouble not being able to do it (possibly due to
injury), ask someone else to do it. If you have an injury, please inform the
medical unit of your injury so that the telephone operator in addition to
contacting the police will also contact the medical unit. Also let us know if
there is a fire in your car.
Provide the necessary information to the
police officer. You'll also need to ask the officer when the report will be
filed and how you can get a copy. Generally, you will need a copy of the
accident report when you submit your claim to the insurance company. The names
of police officers at the crime scene and the address and phone number of the
police station where they are on duty are required to be recorded, so that you
do not have trouble working on the reports you need.
In addition, you must collect information on all the drivers involved in the accident. Especially their name, driver's license number, address, work and home phone number, if necessary record their insurance company and policy number, license plate and license number, as well as record the brand, year of production, and model of each car.
This also needs to be included in the
record, anyone who is in the vicinity of the crash site and see firsthand the
accident that occurred. collect the names, addresses, and phone numbers of all
witnesses' offices and homes. From their testimony, you will get detailed
information on the records that explain the accident, how the accident could
have happened, knowing the speed of each vehicle, weather and road conditions,
traffic light conditions, etc.
Now it's time to fill out your Claim
Call your insurance agent, if you are not
connected (may be busy) immediately contact the insurance company. Do it as
soon as possible even if it's not your fault or you're away from home.
Ask your insurance agent how to proceed. Ask what requirements are required, and how technical the company's policies on accidents, qualified repair shops, and inspections are. Keep all copies and repair bills, whatever it is.
Make detailed records about your personal expenses, such as hospital, medical and drug costs, details of lost wages, and other costs as a result of the accident. Keep a copy of all your working papers and save them in your own files for future reference.